Property appreciation calculator

Enter the current value and the expected yearly rise or fall to see how compounding changes your property value over time.

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How to use it

  1. Enter current value, yearly change and years.
  2. The result appears straight away and updates as you edit.
  3. Copy the result, or copy a link that keeps the same values to share it.

How it is calculated

Future value = current value x (1 + yearly rate)^years. Gain = future value - current value.

Example

Inputs: Current value = 1,000,000, Yearly change = 3 %, Years = 10 years. Result: Projected value: 1,343,916.38; Total change: 343,916.38; Total change %: 34.39%.

Limits and caveats

  • A constant yearly rate is a simplification. Real prices move up and down.
  • Not adjusted for inflation, so the result is a nominal value, not a real one.

Questions about this tool

What rate should I use?

Use the average historical change for your area from official indices where available, and try lower and higher rates.

Why is the gain larger than rate x years?

Each year grows on the new value, not the original one. That is compounding.

Can I enter a negative rate?

Yes. Enter a negative rate to estimate a fall in value in a declining market.