GOSI contribution calculator
Enter basic pay, housing allowance and nationality to see the monthly deduction and the employer's share.
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How to use it
- Enter nationality, basic salary, housing allowance, annuities rate for each side, saned rate for each side and occupational hazards rate (employer).
- The result appears straight away and updates as you edit.
- Copy the result, or copy a link that keeps the same values to share it.
How it is calculated
Contributory wage = basic + housing, capped at 45,000. Saudi: employee = wage × (annuities + SANED), employer = wage × (annuities + SANED + occupational hazards). Non-Saudi: the employer pays occupational hazards only.
Example
Inputs: Nationality = Saudi, Basic salary = 12,000 SAR, Housing allowance = 3,000 SAR, Annuities rate for each side = 9 %, SANED rate for each side = 0.75 %. Result: Employee share per month: 1,462.50 SAR; Employer share per month: 1,762.50 SAR; Total monthly contribution: 3,225.00 SAR.
Limits and caveats
- Defaults are for existing subscribers (9% annuities each side). People first registered from 3 July 2024 have a rising rate, so enter yours.
- It does not apply the minimum contributory wage or add commissions that count as wage.
Questions about this tool
How much is deducted from a Saudi employee?
With the default rates, 9.75% of basic plus housing: 9% annuities and 0.75% SANED.
Do non-Saudi employees pay?
No. The employer pays 2% for occupational hazards only.
Is transport allowance included?
No. The contributory wage is basic pay plus cash housing allowance.